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Life Insurance Made Simple.

Protect the People Who Matter Most.

Get affordable life insurance in minutes — no medical exam for many applicants. Apply online with confidence.

About Us

We are a forward-thinking insurance agency dedicated to making quality coverage accessible online.

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Why Families Choose Raisinbread and our partners

Simple & Fast

Get an estimate, apply online, and receive a decision quickly. Many applicants qualify with no medical exam required.

Clear, Honest Options

Compare coverage options in plain language so you can choose what fits your family - without pressure or confusion.

Trusted Coverage

Coverage backed by established insurance companies and modern underwriting platforms you can rely on.

Human Support When Needed

Have questions? A licensed agent is available to help - without slowing down your application.

How it works

Get an Estimate

Answer a few basic questions to see pricing options in minutes.

Apply Securely Online (powered by Ethos)

Complete your application through a secure process. Many applicants qualify with no medical exam.

Get Covered

If approved, coverage can begin quickly — with licensed help available if needed.

Start My Application

Takes 2-3 minutes | No medical exam for most applicants

Questions before you get started?

  • Many applicants qualify with no medical exam. Eligibility depends on age , health history, and coverage amount.

  • Most people can get an estimate and apply in about 2–3 minutes.

  • Coverage is issued by highly rated life insurance carriers through our secure digital application platform.

  • Yes. If you have questions, licensed help is available without slowing down your application.